Mortgage Calculators That Actually Help
Free, accurate mortgage calculators built for real homebuyers and homeowners — powered by official HUD, VA, and CFPB data.
- Official SourcesHUD, VA, CFPB, Federal Reserve
- No RegistrationUse every tool instantly, free
- No PopupsClean, distraction-free experience
- Open MethodologyEvery formula publicly disclosed
All Mortgage Calculators
FHA Loan Calculator
Calculate FHA loan payments including MIP, taxes, and insurance.
VA Loan Calculator
VA loan payments with funding fee for veterans and service members.
PMI Calculator
Estimate Private Mortgage Insurance costs and removal timeline.
HELOC Payment Calculator
Calculate draw-phase and repayment-phase HELOC payments.
Rent vs Buy Calculator
Find the break-even point between renting and buying.
Bi-Weekly Mortgage Calculator
See how bi-weekly payments cut interest and shorten your loan.
Mortgage Payoff Calculator
Calculate how extra payments accelerate your payoff date.
Mortgage Points Calculator
Determine if buying discount points saves you money.
USDA Loan Calculator
USDA rural development loan payments with guarantee fees.
Mortgage Recast Calculator
Calculate savings from a lump-sum mortgage recast.
These calculators are for informational purposes only and should not be considered financial advice. Consult a licensed mortgage advisor for personalized guidance.